You can convert your existing life insurance policies into electronic form and buy your new life insurance policies in electronic form once the IRDA completes its Pilot project from July 1 to August 31. You have to open an e-Insurance account (eIA) to avail this. You can open this eIA either by approaching your Insurer or other Insurance Repositories like CAMS, Karvy, SHCIL, NSDL. The benefits of an eIA is that you shall maintain all your Insurance policies in a single account and also you need not maintain any hard copy of your policies. Opening this eIA account doesnot incur any charge and its completely free.
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